- April 25, 2015
During a tornado or hurricane, it’s reasonable to expect some wind damage to your home. However, damage may occur during any storm that carries high winds. Although roofs are generally made to be durable and withstand wind, they may become compromised for a variety of reasons.
Over time, a roof will exhibit stress points caused by strong winds and debris blown about by the wind. As the wind travels over your roof, it may hit these vulnerable stress points. If your roof is in need of repair, the wind will target those areas. Although the initial damage may be small, even unnoticeable, repeated exposure to wind will cause dramatic changes to the integrity of your roof with time.
The same way the wind damages your roof, it can damage the weak points in your gutters, siding, and windows as well. Siding can be pulled off the sides of houses, and windows can be damaged by debris flying around in a strong wind.
Does Homeowner’s Insurance Cover Wind Damage?
In most cases, yes… wind damage is covered under your homeowner’s policy. It is possible, however, that there may be an exclusion against it, so it makes sense for you to check and make sure you have this coverage, especially is you live in an area that is prone to storms and strong winds.
When you have coverage, there is usually a deductible that must be paid. Check with your insurance company, preferably before it’s time to file a claim, and know the limits of your policy before a situation arises.
When you hire a reputable roofing contractor like Capitol Insurance Restorations, you get our experienced team to work with your insurance company, meet with your adjuster, and ensure that we keep out of pocket costs to a minimum.
How To Prevent Wind Damage
The best way to protect your home from wind damage is to have your roof inspected at regular intervals. There are many ways that a roof shows damage, and it isn’t always evident to the untrained eye. We recommend hiring a professional to do the inspection, considering the safety risk to homeowners that are not used to working on a roof. Call us if we can do a check for you and make sure your roof, gutters, and siding are ready for bad weather.